CREDIT REPAIR PROCESS

Benefits Of Being A Rapid Credit Member

Rapid Credit offers a credit restoration service that is designed to work from every angle to have inaccurate items removed or corrected on your credit report. This helps our customers achieve their goals qualify for car loans, mortgages, credit cards, or other loans; while also saving them money with lower interest rates!

60 Day Tri-Merge Credit Report Access

Rapid Credit offers its customers the unique ability to access their credit reports, scores, and a detailed record of changes every 60 days. This ensures that our customers are always aware of what the credit bureaus are showing and what potential lenders see when they make an inquiry.

$1,000,000 in Fraud Protection

Fraud can affect more than just your personal finances; it may also affect your family, your reputation, and the people with whom you do business. Identity thieves have hacked unsecure computer networks and databases, stolen mail, skimmed information from credit card or ATM machines, and used many other methods to steal personal information. If you are a victim of identity theft, Rapid Credit has you covered! Here are just a few of the advantage we offer:

• Zero deductible.

• Your entire family residing in your residence is covered.

• You’ll be instantly alerted of important activity – just click the “not mine” button to stop identity theft!

• Covers your cash out of pocket expenses incurred in your ID recovery.

• Covers any pre-existing Identity Fraud you didn’t know about.

• Replacement cost due to stolen Driver’s License or Passport.

Continuous Credit Monitoring

It's not just lenders that use your credit report! Many employers can view your credit report when making decisions to hire or promote and insurance companies use your credit report to evaluate your risk and stress levels. Also, when you're trying to accomplish a goal, such as buying a house, you want to know every time you get closer to achieving this dream. Rapid Credit offers continuous credit monitoring so you can stay informed of any changes to your credit report! Credit Monitoring fees are collected separately from any fees associated with Rapid Credit's credit repair service.

Proprietary Document Preparation Process

Rapid Credit features an exclusive document preparation process that is unique to our program and is customized to each customer. It enables streamlined processing and seamless communication between our customers, Rapid Credit, and the Credit Bureaus; reducing the overall time needed to see results back from the credit bureaus.

Access to Seasoned Credit Repair Specialists

We understand that that each credit bureau uses a slightly different method to compile its data, some information that appears on one bureau's report, might not show up on another. We know how to navigate this confusing, and at times, stressful process; and we’re here to educate you about credit, finance, and how to keep that credit score high once you achieve it!

Protect Your Credit and Your Consumer Rights!

Under the Fair Credit Reporting Act (FCRA), you have a right to the fair and accurate reporting of your credit information, as well as certain privacy rights and protection from the misuse of your credit information.

Your credit reports will be reviewed by independent, third-party attorneys, for any potential violations of your consumer rights. Our credit specialists also receive extensive training to be able to identify possible causes for concern during their conversations with you. In either of these cases, you will be contacted by an independent, third-party Violations Liaison; after this liaison gathers more information from you, if a violation of your rights is identified, these independent third-party attorneys will represent you against the creditor at no additional cost to you!

If your consumer rights have been violated, you may be entitled to recover damages!